►组织管理学系   高俊光    Plos One  2024-2-15

Fuzhen Gu, Junguang Gao*, Xiaoya Zhu, Jiamin Ye. The impact of digital inclusive finance on SMEs' technological innovation activities-Empirical analysis based on the data of new third board enterprises, 2024, 19(1): e0293500

【内容摘要】

With the development of information technology, the level of financial technology continues to improve. Digital finance, as a new financial industry, has become a new model for developing inclusive finance. The rise of digital inclusive finance is conducive to promoting financial inclusion and provides new ideas for the improvement of financing constraints for innovative activities of SMEs. Taking Sichuan Province as an example, this paper applies a regression with a fixed-effects model to verify the driving effect of digital inclusive finance development on the innovative activities of SMEs based on data on digital inclusive finance and SMEs listed on the New Third Board from 2013 to 2020. The results show that the development of digital inclusive finance improved the technological innovation inputs of SMEs in Sichuan Province. Moreover, the impact on SMEs with different property rights characteristics and regional distribution is heterogeneous, and the degree of impact is more significant for SMEs in economically developed regions and non-state SMEs. The findings of this paper can provide valuable references for the government to develop digital inclusive finance and promote the innovative development of SMEs.